Own a Home with $0 Down Payment - Perfect Credit Not Needed!

The Traditional Roadblocks to Homeownership? GONE!

Think you need a massive down payment or perfect credit to buy a home? Think again! We've helped dozens of buyers in the last 12 months become homeowners through our proven programs - even when they thought it wasn't possible!

The Problem: Not Owning a Home & Continuing to Rent

Are You Tired of ...

  • Paying rent while your landlord builds wealth - Every payment you make helps them own property, while you build nothing for yourself.

  • Not preparing for your future - Homeownership is one of the biggest wealth building tools. Renting? That's just throwing money away with nothing to show for it.

  • Dreaming of a backyard BBQ, but no yard of your own - Tired of cramped spaces or shared outdoor areas? Imagine hosting in your own backyard.

  • No control over rising rent costs - Your landlord can raise your rent anytime. A mortgage? Your payment stays the same, holding equity instead of uncertainty.

  • Can't paint the walls or truly make it yours - Renting means restrictions. Owning means freedom - to renovate, personalize, and truly make it home.

  • The stress of moving every time your lease is up - What if your landlord decides to sell or raise rent beyond your budget? Stability comes with ownership.

  • Feeling stuck in someone else's rules - Pet restrictions, guest limits, parking issues - homeownership puts you in charge.

  • Missing out on home appreciation - Home values rise over time. While you rent, others are building wealth through their property's increasing value.

If you said YES to any of these, it's time to talk!

Don't worry, We can help!

Our proven solution is a true 100% financing, $0 down mortgage.

Click Below and Let's talk.

Act Now -This Program May Not Last!

This unique financing opportunity exists because of today's economic climate - but it won't last forever. As the economy improves, programs like this may disappear.

A person holding a small house in their hand

Don't be the one who looks back and says, "I wish I had done this sooner."

  • " I'll wait for home prices to come down"

    Fact: Home values have increased 4.3% per year on average since 1971. Prices are expected to keep rising.

  • "I'll wait for interest rates to drop."

    Fact: Mortgage rates have averaged just under 8% since 1971. Right now, we're in a normal rate market.

Smart buyers take action - don't get left behind.

Home prices are rising, and mortgage rates are historically normal. The longer you wait, the more you'll pay.

Your future starts NOW - book your call today!

A person holding a small house in their hand
A person putting money into a calculator
A person putting money into a calculator

The Traditional Roadblocks to Homeownership Are Gone!

Think you need a large down payment or perfect credit to buy a home? Think again.

  • $0 Down Payment - True 100% mortgage financing, no grants or hidden second loans.

  • Less - Than - Perfect Credit? No Problem! Below average scores are eligible.

  • Even Finance Your Closing Costs - Making homeownership even more affordable.

  • No Hidden Fees, No Gimmicks - Just a straightforward path to owning a home.

You're already paying someone's mortgage. Why not make it yours?

The opportunity is here, no more excuses.

TAKE ACTION TODAY and start building YOUR FUTURE.

What You Can Expect:

  • A simple, no-pressure conversation.

  • No need to run your credit on the initial call.

  • Custom home buying solutions tailored to you.

Every homebuyer's journey is different - your mortgage should be too. That's why we take the time to understand your unique situation, answer your questions, and guide

you toward the smartest path forward.

There are never any pushy sales tactics. No one - size - fits - all advice. Just real guidance from real mortgage professionals who are here to help.

Experience the difference of working with people who actually care

This Is Your Moment !

Your future is waiting - let's make it happen.

No more delays. No more second guessing. It's time to stop letting credit fears or down payment doubts hold you back. Steve and George have helped others do it - and they can help you too.

This is the moment to take action, avoid the typical homebuying pitfalls, and finally get the mortgage that fits you and the home that you deserve.

Meet the Two Mortgage Pros

Meet Steve and George - The Mortgage Pros Who Get It Done

Why They're Known as "The Two Mortgage Pros"

From First Call to Close - It's Steve and George

You're not handed off to a team - you work directly with the decision makers

50 + Years of Real Experience

We have seen it all - and solved it all - with speed, care, and strategy

Beyond Origination : True Expertise

Underwriting and credit repair

Appraisal & property evaluation

Branch leadership & investor relations

Negotiating directly with realtors on your behalf

Not Just Any Mortgage - The Right Mortgage for YOU

We specialize in tailored solutions that match your life - not a cookie cutter loan.

"We're not just here to get you a mortgage. We're here to help you get the best mortgage for your situation - one that gets you home, the right way"

Steve & George, The Two Mortgage Pros

Steve Thomas

Founder and CEO of 4 Star Capital

George Massey

VP of Regional Development


All loans are arranged thru third parties. All loans are brokered by 4 Star Capital. 4 Star Capital is a licensed mortgage broker by the NYS and Florida Banking Departments.

Corporate Address: 2280 Grand Avenue, Baldwin NY 11510

Company NMLS# 2148931

For Further Information and/or complaints please email: [email protected]

Privacy Policy is available by request and can be found on company website

Disclaimer

The information provided is intended for informational purposes only and does not constitute an offer to lend or a commitment to provide financing. Please consult with a licensed mortgage professional for specific advice regarding your financial situation.

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